Refinancing

Understand the ins and outs of refinancing.

Woman in kitchen, drying dishes and smiling.

Featured story 8-MINUTE READ

When should I refinance my mortgage?

Refinancing guide

Learn how refinancing can help you save money

Types of refinancing

Learn the difference between cash-out, rate-and-term, and more

Equity and home value

Learn what equity is and the different ways it can benefit you

Featured resources

A senior couple relaxing on couches in a living room, indicating a comfortable and relaxed retirement setting.

6-minute read

What to consider before getting a home equity line of credit (HELOC)

A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.

Two men reviewing paperwork in a modern office.

7-minute read

10 questions to ask when refinancing your mortgage

While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.

Family with five daughters and large dog, possible a military family, in front of grey home.

9-minute read

Can you refinance a VA loan?

Are you considering refinancing a VA loan? Learn about VA-backed and conventional refinance options and requirements to determine which works best for you.

6-minute read

Why you should consider putting your house into a trust

Putting your house into a trust can help simplify your estate and reduce probate costs. Learn how to put your house into a trust, the pros and cons, and more.

An indigenous woman engaged in the process of checking a credit score or financial information.

6-minute read

Does refinancing hurt your credit?

While refinancing your mortgage can temporarily lower your credit score, the long-term benefits can pay off. Read more about how refinancing affects credit.

A large red brick house with a spacious yard, showcasing a substantial residential property.

7-minute read

Is a home equity loan a good idea?

A home equity loan can be a good idea for some homeowners but risky for others. Here are the financial and personal factors to consider before applying.

Get approved to refinance

See expert-recommended refinance options and customize them to fit your budget

Start my application