Refinancing

Understand the ins and outs of refinancing.

Woman in kitchen, drying dishes and smiling.

Featured story 8-MINUTE READ

When should I refinance my mortgage?

Refinancing guide

Learn how refinancing can help you save money

Types of refinancing

Learn the difference between cash-out, rate-and-term, and more

Equity and home value

Learn what equity is and the different ways it can benefit you

Featured resources

Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the unpaid time and effort someone puts into a project. Here’s how it works and how to leverage it in real estate to help boost your re...

Older couple smiling and snuggling at small jade green kitchen table while having coffee.

9-minute read

Your guide to refinancing a HELOC

You can refinance a home equity line of credit (HELOC) in several ways to lock in a lower rate or fixed payments, but only if you meet the lender’s requir...

A family with a dog, suggesting a family accompanied by a pet in a residential setting.

4-minute read

What is negative equity and can you avoid it?

Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.

A couple looking at a window, potentially contemplating real estate views or assessing a property.

8-minute read

FHA Streamline refinance: A complete guide

An FHA Streamline refinance can decrease your monthly payments on an FHA loan. Learn more about the benefits, requirements, and current rates.

A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros, and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

Image of a mother and father drawing with their child, suggesting a family-oriented activity.

7-minute read

No-closing-cost refinance: What borrowers should know

A no-closing-cost refinance lets you refinance without paying up-front fees. Understand the total closing costs and the benefits of this refinancing option.<...

Get approved to refinance

See expert-recommended refinance options and customize them to fit your budget

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